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They’ve Come a Long Way: FHFA Details Progress of Non-Performing Loan Sales

first_img The Best Markets For Residential Property Investors 2 days ago  Print This Post Fannie Mae FHFA Freddie Mac Non-Performing Loan Sales 2016-03-03 Brian Honea About Author: Brian Honea Sign up for DS News Daily Freddie Mac conducted an initial pilot sale in August 2014 covering $596 in unpaid principal balance (UPB) and another one in March 2015 covering $349 in UPB. Also that month, the FHFA issued enhanced guidelines for the GSEs’ NPL sales programs aimed at further reducing the Enterprises’ losses and improving borrower and neighborhood outcomes. Under the new guidelines, bidders in the NPL auctions must show evidence that they have the experience and capability to help borrowers avoid foreclosure; they must identify their servicing partners and demonstrate a successful track record of loan resolution through foreclosure alternatives; apply a “waterfall of resolution tactics,” using foreclosure only as a last resort; market to owner-occupants and non-profits first when an NPL results in an REO property; increase transparency of the sale process and post-sale borrower outcomes by increasing pre-sale and post-sale disclosures; and encourage bids from non-profits who have the objective of stabilizing neighborhoods through offering smaller pools.After the requirements were issued, Freddie Mac conducted eight more NPL sales covering 24,372 loans in 24 pools. Fannie Mae conducted a pilot sale in June 2015 covering 2,477 loans, after which the Enterprise received the go-ahead to conduct more sales. Later in 2015, Fannie Mae conducted two more NPL sales; in all, the transactions included six pools of collateral covering 7,965 loans.“Both Enterprises developed pages related to NPL sales on their web sites to educate and assist interested bidders,” the FHFA said. “In an effort to encourage more nonprofit bidders, both also hosted one-day NPL seminars featuring overviews of bidder-qualification, eligibility, and data-room-access requirements, and bidding, funding, closing, and servicing processes.”The GSEs worked to strengthen existing relationships with diverse broker-dealers to ensure more diversity and inclusion in the NPL sales, according to FHFA. Fannie Mae and Freddie Mac engaged diverse broker-dealer firms to help market NPL sales to non-profits and small investors for each NPL transaction.“The Enterprises and FHFA will assess borrower outcomes of NPL sales going forward,” FHFA said. “Because of the time it takes to transfer sold loans to a new servicer, evaluate borrowers for foreclosure prevention actions and complete trial periods for loan modifications, it requires six to twelve months after the date of an NPL sale to receive meaningful data on borrower outcomes. FHFA plans the first public release of NPL sales data in 2016.”Click here to view the FHFA’s complete 2015 Scorecard Progress Report. They’ve Come a Long Way: FHFA Details Progress of Non-Performing Loan Sales Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. in Daily Dose, Featured, News, Secondary Market Fannie Mae and Freddie Mac officially launched their non-performing loan (NPL) sales programs in 2015 after their conservator, the Federal Housing Finance Agency (FHFA), issued enhanced guidelines for those programs in March.On Thursday, the FHFA provided an annual update on the progress of Fannie Mae’s and Freddie Mac’s non-performing loan sales programs as well as other GSE programs in the FHFA’s 2015 Scorecard Progress Report.The purpose of the Scorecard Progress report is to summarize the major activities of Fannie Mae and Freddie Mac that contributed to achieving the FHFA’s three objectives as conservator of the GSEs as set forth in the 2014 Strategic Plan for the Conservatorships of Fannie Mae and Freddie Mac, which was published in May 2014. Those three objectives are: Maintain foreclosure prevention activities and credit availability for new and refinanced mortgages to foster national housing markets that are liquid, efficient, competitive, and resilient; Reduce risk to taxpayers by increasing the role of private capital in the mortgage market; and build a new single-family securitization infrastructure for the GSEs to use and for other secondary market participants to use in the future.“This Progress Report underscores our commitment to accomplishing our goals of fostering liquidity and efficiency in the housing finance markets, reducing risk to taxpayers, and building a new mortgage securitization infrastructure, and our commitment to doing so in a safe and sound manner,” FHFA Director Melvin L. Watt said.  “Working collaboratively with Fannie Mae and Freddie Mac, we have accomplished a tremendous amount over the past year and we look forward to building on this success in 2016.”Under the objective of foreclosure prevention, the 2015 scorecard called for the GSEs to reduce the number of severely delinquent loans in their single-family portfolios. The purchaser’s final interest, according to FHFA, is helping the borrowers avoid foreclosure and re-perform on their loans.“Purchasers typically transfer loan servicing to a specialty servicer skilled at working with borrowers to achieve a mutually beneficial outcome,” FHFA said in the report. “Thus, an NPL sale can increase the potential for a borrower to benefit from foreclosure avoidance actions, such as a HAMP or proprietary modification, forbearance, a short sale, or a deed-in-lieu transaction.” Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img March 3, 2016 1,218 Views Tagged with: Fannie Mae FHFA Freddie Mac Non-Performing Loan Sales Previous: AACER: Bankruptcy Filings Remain Virtually Unchanged Over-the-Year Next: Treasury Issues First Guidance on Termination of Making Home Affordable Program Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / They’ve Come a Long Way: FHFA Details Progress of Non-Performing Loan Sales Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago “Working collaboratively with Fannie Mae and Freddie Mac, we have accomplished a tremendous amount over the past year and we look forward to building on this success in 2016.”FHFA Director Mel Watt Subscribelast_img read more

Robotic suit promotes normal walking in stroke patients

first_imgPatients recovering from a stroke develop compensatory walking strategies to deal with the inability to clear the ground with their affected limb and to “push off” at the ankle during forward movement. Typically, in order to walk they have to lift their hips (hip hiking) or move their affected foot forward in an outward circle (circumduction) rather than in a straight line. Usually, rigid plastic ankle braces are prescribed to help with walking, but they do not help correct the abnormal gait patterns in about 85 percent of post-stroke patients.“Current approaches to rehabilitation fall short and do not restore the mobility that is required for normal life,” said Ellis, director of the Center for Neurorehabilitation at Sargent College and an assistant professor at BU. In the new study, the team asked whether the exosuit would have the same beneficial impact on gait mechanics and energy expenditure on post-stroke patients as it did on healthy people.Exosuits are anchored to the affected limb of a hemiparetic patient via functional apparel, and apply gait-restoring forces to the ankle joint by transferring mechanical power via cable-based transmission from battery-powered actuators that are integrated into a hip belt or an off-board cart placed next to a treadmill.“Indeed, in treadmill experiments we found that a powered exosuit improved the walking performance of seven post-stroke patients, helping them to clear the ground and push off at the ankle, thus generating more forward propulsion,” said SEAS graduate student Jaehyun Bae, a co-first author on the study. Interestingly, the team also observed reduced functional asymmetry between participants’ paretic and non-paretic limbs, and found that they walked more efficiently with the exosuit.Because walking mechanics and dynamics are different on a treadmill and in the home or communal environment, the team assessed the exosuit’s benefits in an overground walking experiment. “It was extremely encouraging to see that an untethered exosuit also had the ability to facilitate more normal walking behavior during overground walking. This is a key step toward developing exosuits as rehabilitation devices for patients to use outside of the clinic and in their normal lives,” said Awad, the study’s other co-first author, who at the time of the study was a postdoctoral fellow with Walsh and since has become an associate faculty member at the Wyss Institute and assistant professor at Sargent College.Conor Walsh (left) and graduate student Jaehyun Bae fine-tune an ankle-assisting exosuit. Credit: Rolex Awards/Fred MerzIn ongoing and future research, the team wants to personalize exosuit assistance to specific gait abnormalities, investigate assistance at other joints such as the hip and knee, and assess the longer-term therapeutic effects of their technology. In addition to this research, Wyss Institute staff member Kathleen O’Donnell is leading the institute’s efforts to translate the technology to the clinic with industrial partner ReWalk Robotics.“In an ideal future, patients post-stroke would be wearing flexible adjusting exosuits from the get-go to prevent them from developing inefficient gait behaviors in the first place,” said Ellis.Other co-authors were Holt, an associate professor at Sargent College; Stefano De Rossi, Lizeth Sloot, Pawel Kudzia, and Stephen Allen, former and current members on Walsh’s team; and Katy Hendron, who worked in Ellis’ group at BU.“This study provides a glimpse of a new future where much of patient care will be carried out at home with the help of human-friendly robots, which look nothing like the robots we see in television and movies. This exosuit looks more like sports clothing than R2-D2, yet it is equally programmable and carries out tasks on command; however, the exosuit is lightweight, flexible, virtually invisible to others, and individualizes itself for each patient.“We hope that it will soon enter clinical use where it undoubtedly could transform the lives of stroke patients for the better,” said Wyss Institute Director Donald Ingber.The study was supported by the Defense Advanced Research Projects Agency (DARPA) Warrior Web Program, grants from the National Science Foundation, the American Heart Association and the National Institutes of Health, a Rolex Award for Enterprise, the Harvard University Star Family Challenge, and Wyss Institute and SEAS funding. Walking upright on two legs is a defining human trait, but it’s one that can vanish in the blink of an eye.About 80 percent of stroke patients typically lose normal function in one limb, a clinical phenomenon called hemiparesis. Even patients who recover mobility with rehabilitation can have abnormalities in their gait that keep them from participating in many activities, increase their risks of falling, and, because of the more sedentary lifestyle they impose, lead to secondary health problems.To help these patients regain their ability to walk, robotics groups from industry and academia are developing powered wearable devices — known as exoskeletons — that restore gait functions or assist with rehabilitation. In the past, these systems could be used only on a treadmill in a clinical setting, but in recent years developers have created portable systems. Working toward the long-term goal of developing soft robots that can be worn as clothing, researchers at the Wyss Institute for Biologically Inspired Engineering, Harvard John A. Paulson School of Engineering and Applied Sciences (SEAS), and Boston University’s College of Health & Rehabilitation Sciences: Sargent College have developed a lightweight, soft, wearable, ankle-assisting exosuit that can reinforce normal gaits in people with hemiparesis after stroke.In previous studies performed in healthy people, the team had demonstrated that their exosuit technology could help wearers walk and jog and produced marked reductions in energy costs. Now, in a study published in Science Translational Medicine, a research team led by Conor Walsh, the John L. Loeb Associate Professor of Engineering and Applied Sciences at SEAS and founder of the Harvard Biodesign Lab, collaborating with BU faculty members Terry Ellis, Louis Awad, and Kenneth Holt, has demonstrated that exosuits also can be used to improve walking after stroke — a critical step in de-risking exosuit technology toward real-world use.Soft Exosuit for Post-Stroke Gait Retraining <a href=”https://www.youtube.com/watch?v=YuksGLVhrZY” rel=”nofollow” target=”_blank”> <img src=”https://img.youtube.com/vi/YuksGLVhrZY/0.jpg” alt=”0″ title=”How To Choose The Correct Channel Type For Your Video Content ” /> </a>last_img read more

Teen remanded for robbing sisters

first_imgA teenager of Sophia, Greater Georgetown, was on Wednesday before the Georgetown Magistrates’ Courts charged for robbing two sisters last month.Chris Fernandez, 19, of E Field, Sophia, denied that he robbed Jacqueline and Elizabeth Percival on December 3, 2017, at their Lamaha Springs, Georgetown home.The prosecution is contending that the two sisters were awoken at about 02:00h by three men, who were already in their flat concrete home. Two of the men were armed. The men then proceed to bind their hands with scotch tape. As the others were ransacking the house for valuables, one of the men held the sisters at gunpoint.They escaped with $1.6 million worth of jewellery and cash. Following investigations, Police arrested Fernandez and he was charged. He appeared before Magistrate Fabayo Azore and denied the offence but was nonetheless remanded to prison. The case will continue on January 31.last_img read more


first_imgA Ballybofey based writer has been announced as one of the prize winners in this years RTE PJ O Connor Awards.Conor Malone won RTE prize.Conor Malone, who manages the Balor Arts Centre in Ballybofey, has received third prize in the prestigious award for new radio drama writing for his play The Fund.The 40 minute long piece is based on the true story of Davison Budhoo, a Grenadian born economist who worked for the IMF in the ‘80’s. It details his increasing crisis of conscience in his place of work culminating in his decision to resign and pen an open letter criticising and exposing the secrets of his former workplace. Commemorating the late head of RTE Drama, the PJ O’Connor Award is an annual award given to the best of new Irish writing for radio drama.As one of the winning entries The Fund will be produced by RTE Radio and broadcast on Drama On One in July.Says Conor: “The eternal questions for every writer are a) Is this any good? And b) Where will I find an audience for my work? To have my writing chosen by a panel of experts and for The Fund to be afforded the platform of a national radio broadcast is fantastic news.”BALLYBOFEY WRITER WINS RTE DRAMA AWARD was last modified: May 28th, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:awardBallybofeyConor MaloneRTElast_img read more

Chelsea lining up January transfer targets

first_imgA solid start in the league and in Europe while playing some attractive football – it’s been a successful few months for Maurizio Sarri at Chelsea.While much of the focus has been on Manchester City’s seemingly inevitable battle with Liverpool for the title, the Italian has settled into life extremely well in West London since being appointed in the summer, guiding his side through the opening four months without incident, aside from their recent defeat to Spurs, putting the club into a great position heading into the new year. While the Blues have had a relatively kind few months in terms of fixtures, not many expected Chelsea to be in this position as we neared the busy festive period.via GIPHYChelsea’s start to the season has made the January transfer window even more important than it would have been if they were off the pace. With Manchester City and Liverpool both expected to have somewhat quiet Januarys, the question is whether Chelsea can strengthen enough to not only keep pace with the league leaders, but potentially even overtake them as the season enters the final few weeks. It’s fair to say the bookies don’t think Chelsea can do it, priced around 17/1 to win the title, but those looking to use the free bet offers available at Oddchecker to back the Londoners to finish in the top two this season could do a lot worse.The title might be a bit beyond them this year, but you never know in the Premier League, and Sarri’s men may well prove a lot of people wrong and push City and Liverpool all the way. But, if Chelsea are going to upset the odds, you’d think they need to add a couple of fresh faces to the squad in January. So let’s take a look at those players Sarri could be targeting in the new year.Alex Sandro (Juventus)Ever since making the move to Juventus from Porto in 2015, the Brazilian has established himself as one of the world’s best left backs. The defender was a crucial part of the Juventus team who won a domestic double in 2016/17 and reached the Champions League Final. It was then that Sandro caught the eye of the Chelsea scouts, with Antonio Conte willing to spend £62 million on the defender, only for the departures of Dani Alves and Leonardo Bonucci to put paid to any chance the Premier League side had of signing their man.A lot has changed since then, though, and while Juventus would rather keep Sandro in Turin, the Brazilian’s desire to move to England may well be a factor in the Serie A champions deciding to sell him. Sarri’s desire to add some cover and competition for Marcos Alonso on the left side of defence saw Emerson Palmieri arrive from Roma in the summer, but Sandro would likely be the first choice option despite the presence of two international left backs in the squad.Houssem Aouar (Lyon)Another player of Sarri’s radar is Lyon’s young playmaker Houssem Aouar. The France under-21 international has been in electric form for the Ligue 1 side this season, scoring five goals and recording three assists in the Champions League. The attacking midfielder is only in his second full season since breaking through at his boyhood club, but it hasn’t taken long for Aouar to catch the eye of some of European football’s biggest clubs. While Lyon has insisted they aren’t looking to sell the Frenchman, that could change if they receive a huge bid in January.As well as Chelsea, Barcelona are long-time admirers of Aouar, although it’s unlikely the 20-year old would be thrown into the first team straight away at the Nou Camp. While it remains to be seen whether Sarri feels Aouar is someone he could use this season, the exciting youngster is clearly on the Italian’s list of potential signings. Arsenal are another Premier League club who have been credited with an interest in Aouar, who are looking for an energetic midfielder to replace the outgoing Aaron Ramsey. Liverpool actually offered the Frenchman a contract before he signed his first professional deal with Lyon and have continued to monitor Aouar since then. Follow West London Sport on TwitterFind us on Facebookby Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksRecommended for youAspireAbove.comRemember Pauley Perrette? Try Not To Smile When You See Her NowAspireAbove.comUndoRome Hotels | Search AdsRome Hotels Might be Cheaper Than You ThinkRome Hotels | Search AdsUndoLifestly.com25 Celebs You Didn’t Realize Are Gay – No. 8 Will Surprise WomenLifestly.comUndoUsed Cars | Search AdsUsed Cars in Tuen Mun Might Be Cheaper Than You ThinkUsed Cars | Search AdsUndoezzin.com20 Breathtaking Places to See Before You Dieezzin.comUndoFood World Magazine15 Fruits that Burn Fat Like CrazyFood World MagazineUndoDrhealth35 Foods That Should Never Be Placed in the RefrigeratorDrhealthUndoHappyTricks.comHer House Always Smells Amazing – Try her Unique Trick!HappyTricks.comUndolast_img read more

Ind vs WI 1st Test: Raina, Harbhajan rescue India on Day 1

first_imgSuresh Raina and Harbhajan Singh rescued India after a top-order collapse before the visitors were bowled out for a modest 246 in their first innings on the opening day of the first cricket Test against West Indies here. Score| PhotosIndia have already registered a 3-2 win in the ODI series.At stumps on Monday, West Indies were 34/1 in 20 overs and still trail India by 212 runs in the first innings.Lendl Simmons was the lone West Indian wicket to fall in the post tea session. Adian Barath was at the crease on 26 at the close of play and giving him comapny was Ramnaresh Sarwan on two.Ishant Sharma turned out to be lone successful bowler for India with figures of one for eight.Earlier, captain Mahendra Singh Dhoni’s decision to bat first at a two-paced Sabina Park pitch misfired as India suffered a top-order collapse before Raina (82) and Harbhajan (70) joined hands to resurrect the innings with a belligerent 144-run seventh wicket stand.Raina and Harbhajan took the task to opposition during their 168-ball partnership to rescue India’s sinking ship after they were reduced to 85 for six at one stage.The glorious seventh-wicket stand between the duo was the only silver lining in India’s innings as the visitors lost their last four wickets for mere 15 runs.For West Indies, pace duo of Fidel Edwards (4 for 56) and Ravi Rampaul (3 for 59) shared seven wickets between them but it was young leg-spinner Devendra Bishoo (3 for 75), who caught the imagination with his three-wicket haul and two outstanding catches.advertisementSent into bowl, Rampaul gave a dream start to the home team removing both the Indian openers — debutant Abhinav Mukund (11) and Murali Vijay (8) — within the first 12 overs.Then it was Bishoo’s turn to stun the visitors with the prized wickets of VVS Laxman (12) and Rahul Dravid (40) on either side of the lunch.As if this was not enough, Bishoo also claimed the vital wicket of India skipper Mahendra Singh Dhoni, who was out for his fifth duck in Test cricket, to register three scalps for 11 runs off his first 20 deliveries in the match.Harbhajan Singh plays one to the boundary against West Indies in Kingston on Monday. APBut that was all the young leg-spinner could manage on the day as he was taken to cleaners by Raina and Harbhajan, who scored a mammoth 60 runs off Bishoo’s next seven overs.Raina alone scored 40 runs off Bishoo with eight fours before he once again made his presence felt in the match but this time on the field.After India had recovered to be 231 for six in the final session, Bishoo came up with a stunning catch to break the dangerous-looking stand between Raina and Harbhajan.He ran from the deep and dived full length to his left to catch Harbhajan’s mistime hook off Edwards.Bishoo later brought the lid on the Indian innings by taking Raina’s catch at the square-leg boundary off Rampaul’s bowling.Earlier, India’s top-order batsmen found it difficult to come to terms with the tricky pitch on an extremely hot day as they lost both their openers — young Murali Vijay (8) and debutant Abhinav Mukund (11) — as well as middle-order mainstay Laxman (12) and another debutant Virat Kohli (4) in the 25.3 overs of the pre-lunch session. .The home team tasted their first success as early as in the fourth over when Vijay drove one straight to Bishoo at point off Rampaul.Mukund showed good judgment of his off-stump but looked ungainly while trying to play the short-pitched deliveries.His tendency to play away from his body proved costly when an inside edge off Rampaul took his leg-stump out of the socket.Laxman then joined Rahul Dravid (40) at the score 30 for two after 11 overs as the visitors decided to hold back another debutant Virat Kohli.For Laxman, it was only the seventh time during his distinguished career when he batted at the number four position.Laxman was distinctly lucky off his very first delivery from Darren Sammy, which he edged but the ball fell short of the first slip.The stylish Hyderabadi batsman got another lifeline in the 20th over at the personal score of five when Rampaul dropped a difficult chance at mid-on off Edwards.But Laxman’s luck ran out when Bishoo dismissed him with his first delivery.Laxman was caught at the slip by Sammy as he went forward to a tossed up leg-break from Bishoo, which spun and took the edge.New man in Kohli opened his account in Test cricket in style as he flicked Edwards down to fine leg boundary.advertisementBut the West Indies pacer had his revenge in the next over when Kohli edged one to wicket-keeper Carlton Baugh to drew curtains on the first session of the day.The ever-reliable Rahul Dravid looked rusty initially but later his footwork improved and he played several delightful strokes before falling prey to Bishoo in the slip soon after lunch. Dravid’s eyes lit up at a tossed up Bishoo delivery and he went for a mighty heave, only to find the ball spin and take the edge to Sammy in the slips.Indian skipper Mahendra Singh Dhoni (0) did little justice to his reputation as he became Bishoo’s third victim soon, caught by Lendl Simmons at gully.But then came in Harbhajan, who used his long handle to great effect and hit Bishoo for three fours off the first six deliveries he faced from the leg-spinner. The fiery Indian off-spinner meted out the same treatment to Edwards.On the other hand, Raina started cautiously initially as he was subjected to a fair degree of short-pitched stuff by the West Indian bowlers.But the young left-hander was up for the task as he showed great maturity in dealing with the short stuffs and in between played his shots when opportunities came his way.The savage hitting of the pair quickly took Bishoo out of the attack as 150 runs came from the afternoon session.Harbhajan completed his half century from only 45 deliveries with the help of nine fours.Raina followed suit and took 76 deliveries to notch up the landmark with the help of 10 fours.The dominance of the duo can be gauged from the fact that they were hardly troubled by the West Indies during their century stand. They took just 120 deliveries in notching up their 100-run seventh-wicket stand.But West Indies gathered their wits at tea break and pressed into service their frontline bowlers from both ends on resumption and it promptly paid dividends.Edwards kept two fielders in the deep and bowled a short delivery at Harbhajan, who mishit one to a diving Bishoo. He made his 70 off 74 balls and hit 10 fours and a six.Raina then witnessed Praveen Kumar (4) and Amit Mishra (6) quickly return to the pavilion before he became the last man to depart. His 82 came off 115 balls and was studded with 15 hits to the fence.- With inputs from PTIlast_img read more

Lukaku has more to offer – Berbatov

first_imgFormer United striker Dimitar Berbatov believes that Romelu Lukaku offers more to the club than just scoring the goals.Lukaku has struggled in front of goal this season. The Belgian scored his first home goal since March in United’s 4-1 win against Fulham on Saturday, but Berbatov says he contributes more to the team than just hitting the target.“Why do people concentrate on this [goalscoring drought]?” Berbatov told Sky Sports.“Strikers are more than just goals now. How is that going to help Lukaku when there are constantly people saying how long he didn’t score a goal for.“It is important and I am sure he had that relief ‘it is finally over’. People always talking about him not scoring is just spreading negativity.harry maguire, manchester UnitedMaguire says United need to build on today’s win George Patchias – September 14, 2019 Harry Maguire wants his United teammates to build on the victory over Leicester City.During the summer, Harry Maguire was referred to as the ultimate…“He knows all the this. He is probably going home and saying to himself ‘I cannot believe I didn’t score again, people are going to be on my back.’ How is that going to affect his self-confidence? It is low.“People think he does not want to score, but that is wrong of course.“I like him a lot because he is good on the ball, he is powerful, but he needs team-mates around him who understand his quality, and know how to pass him the ball.“If Lukaku is not as good as others with his first touch, then give him a ball that he can handle.”last_img read more

2014 Media Supplier Perspective Part 1

first_imgADVANTAGE COMPUTING SYSTEMSCindy MikolMarketing Director 1. What are your clients saying is their top priority this year and for 2014? Consolidating, outsourcing—we are a fulfillment software business so it’s a little different than some of these other vendors. They want to try to get more functionality in one place. They kind of want one stop shopping. More people are asking us can you just do everything. They don’t want to have a server and hardware people. They want someone to provide it soup to nuts. That’s what we are hearing.2. Tell us why you’re bullish on magazine media. We are trying to be bullish. We are working really hard to adapt to the changes in the industry and it looks like we can do it. It looks to us that there will still be a place for our kind of software—at least for the near future. I don’t know beyond that what is going to happen to the industry, but I don’t think it’s going to go away. We are certainly are seeing less new business opportunities than we have in the last five years, but business is still good and we are getting new clients. Unfortunately a lot of them are in Europe, but that’s ok. The clients are a lot more global. We have to be bullish on it. It’s our life blood!3. What trend or development was most significant in 2013?Significant not in a good way was the drying up of advertising in the business-to-business market. That just cut off a whole area of clients for us. But people want more business intelligence and we work to provide information on that. That’s a trend.LITLE & COJames KeoghBusiness Development Representative1. What are your clients saying is their top priority this year and for 2014? It’s too early to say that. It’s kind of hard to answer that. 2. Tell us why you’re bullish on magazine media. The publishing industry has a lot of subscription and recurring billing and we as a payment processor that specializes in pay commerce and helping clients with recurring billing with value added services that mitigate risk of losing transaction and publishing is a good niche for us because they have a lot of subscription models and we can help maximize their return on investment.3. What trend or development was most significant in 2013?The push to go digital; the continued push I guess I would say.SUPERIOR MEDIA SOLUTIONSBill WalkerCEO1.What are your clients saying is their top priority this year and for 2014? They need to figure out how to balance their legacy business and their digital business. They are really excited about how Superior Media Solutions is helping them do so.2. Tell us why you’re bullish on magazine media. It’s in my blood. I have been around it for so many years. My wife is the president and COO of Vance publishing and I am a believer.3. What trend or development was most significant in 2013?[It’s] the trend toward mobile, which in the magazine business means more tablet than smart phone. And the ability to expand the content that’s deliverable—integrating not only data, but other functions—functionality I should say.ATTIVIOKarthik Chelladurai1. What are your clients saying is their top priority this year and for 2014? Actually we are here today to know their top priorities. We don’t know yet. I think there are certain areas where we can really add value like being able to monitor a brand’s intelligence—the information that is positively or negatively impacting a given brand, or being able to monitor a personality in the unstructured world of social media. Or how to you keep a handle on things since there are so many tweets and blogs that spread very fast.2. Tell us why you’re bullish on magazine media. We are bullish because there is a big transition to the digital moment. The digital consumption is happening because of the tablets and other devices that are in everyone’s hands. The consumption is happening and to be able to give them a personal experience when they consume digital publishing, that requires a lot of technology to provide that experience and this opens new opportunities for software companies like ours which brings disparate information together on one dashboard, so we are extremely bullish on the industry.
3. What trend or development was most significant in 2013?The one thing that we are seeing a lot of is the ability to get a handle on social media. A company’s perception is good or bad just by people tweeting or writing about them. How do you keep a handle on that? In publishing I think that is a very big deal. 
THE MAGAZINE MANAGER, MIRABEL TECHNOLOGIESAndy Balch Vice President, Sales and Marketing1. What are your clients saying is their top priority this year and for 2014? They are very interested in digital solutions and executing the multiple digital disseminating of their content and being able to do that with the resources on hand and trying to get some revenue out of it.
2. Tell us why you’re bullish on magazine media. Publishers have all the credibility in the world with their brands and their products and there is an opportunity to reach a broader audience whatever the platform is.
3. What trend or development was most significant in 2013?I would say the proliferation of mobile devices and being able to connect off of systems with tablets and smart phones and enabling the sales team to be so much more productive.
INQURY MANAGEMENT SYSTEMSMarc HighbloomVice President and General Manager1. What are your clients saying is their top priority this year and for 2014?For what we do I would say its lead generation.2. Tell us why you’re bullish on magazine media. We’re not! Magazines have to do a better job. We were just talking about how Google changed up how they do their site and content is king, so if you are a large publisher and you have great content you are ok. But for everybody who is a small business now, Google doesn’t care about your key words any more; they care about your content. Magazines need to do a better job at providing content online and building their brand.3. What trend or development was most significant in 2013?For us it would be reinventing ourselves and providing more services for the magazine clients that are out there and integrating with other technologies that are more advanced. It’s keeping pace. We reinvented our systems and for the directories that we build for our clients we went out of house and integrated with more advanced third party systems. You can’t just build a single platform any more you will get killed. You have to integrate with Google, DoubleClick, and all these other technologies; otherwise you are dead in the water.CUMMINGS PrintingMark NakosSales Manager1. What are your clients saying is their top priority this year and for 2014? I would say the top priority is looking to monetize their online/ digital presence.2. Tell us why you’re bullish on magazine media. There is no substitute for good content. Readers and customers are thirsty for good content.3. What trend or development was most significant in 2013?It kind of ties into the first question; people are still searching for that magic bullet to make all the capital that they are investing with their online presence and trying to capture revenue from that. It’s the conundrum. People are throwing a lot of money at the space and not really getting a return for it.MERIT DIRECTDanielle ZaborskiVice President, Data & Media Services1. What are your clients saying is their top priority this year and for 2014? They want smarter marketing. Everyone is vying for the same marketing dollar, so they have to be very smart in how they are spending those dollars.2. Tell us why you’re bullish on magazine media. With many publications ceasing, it’s a different atmosphere. There are fewer players in the game and the smaller players are a little more vulnerable in terms of ad spends and exposure in the market place. The competition is fierce. It’s a different environment, but it is always going to be a viable channel. A lot of publishers are going online, but publishing is not going anywhere. It may shift to a digital forum, but it is by no means dying.3. What trend or development was most significant in 2013?Again, going back to digital, I think a lot of major publishers and smaller niche publications are trying to transition people to a digital version or shifting completely to an online only model—obviously with the mobile units being key. All industry data show that mobile and tablet readership is up and that is something that all smart publishers will key into in order to keep their business viable moving forward.
MEICraig RothSenior Vice President, Sales1. What are your clients saying is their top priority this year and for 2014?They are still transitioning to digital.2. Tell us why you’re bullish on magazine media. We are bullish on the media in general. We don’t look at them as magazines, we look at them as part of the whole communications market place. They are all community experts and they are all becoming media agnostic and we are a supplier to that initiative. Thankfully we are very successful and our clients by default are very successful.3. What trend or development was most significant in 2013?I think the acceptance that information doesn’t have to be in the form of a piece of paper.DIGARATIKevin KennedyVice President1. What are your clients saying is their top priority this year and for 2014? I would say the two major challenges that we are seeing that people want to solve are: Number one, how to you monetize things appropriately? And the second challenge would be, how do you distribute to multiple devices like your computer, your tablet, your smart phone, without having to use three different solutions to do that? Can I distribute to all those platforms from one place and then monetize across those platforms?2. Tell us why you’re bullish on magazine media. When I think about magazines I think about content. I think in terms of content rather than just in terms of magazines. It’s a point of gathering that will always appeal to like-minded people. I am still bullish on the way of consuming content in the way of a magazine is still going to be the way of the future. But we have to continue to evolve in how we distribute that content and get it into the hands of people and allow them to consume it in ways that are convenient for them.3. What trend or development was most significant in 2013?It’s hard to say because there are too many things going on at the same time—better ways of distributing content on mobile devices. It leads back to those challenges. I think the trend is monetizing on platforms like mobile.WRIGHTS MEDIAMichelle WolfNew Business Development1. What are your clients saying is their top priority this year and for 2014?The top priority is to generate more revenue through existing assets.2. Tell us why you’re bullish on magazine media. What better place is there for people who are creating content, are protective of their brand and who better know the value of their brand? That’s a perfect market for us. We work with content creators. They are well aware of the value of their brand and how that brand can be leveraged to create extra revenue.
3. What trend or development was most significant in 2013?For the 1400 brands that we represent, it’s taking those existing lists. Publishers are finally realizing not to give away those assets and to monetize them. The editorial is for the reader; the brand is for the marketer, really. We have gone from ancillary revenue to substantial revenues for a lot of our publishers and that’s a big deal.REALMATCHRod GarciaInside Sales1. What are your clients saying is their top priority this year and for 2014? Creating new revenue.2. Tell us why you’re bullish on magazine media. We find that it has a readership that is very loyal and they haven’t really begun to monetize their audience. I also think with the shift to mobile there is an audience shift.3. What trend or development was most significant in 2013?The shift to pay for performance model, the evolution of e recruiting has changed dramatically from the inception of newspapers. It shifted from offline to online. You had your newspapers and job board and then you had your job aggregators and Linkedin and now you have more of a pay for performance model where your employers are trying to gage on one specific avenue to capture their job seeker audience rather than to pay for 20 different licenses and have it all over the place.IPACESETTERSKeith StrehleAccount Executive1. What are your clients saying is their top priority this year and for 2014? Primarily [it’s] price point, making sure of quality and also concerns about the new DPA regulations.2. Tell us why you’re bullish on magazine media. We think there’s excellent opportunity for growth with the ability for email marketing. 3. What trend or development was most significant in 2013?The changes in DPA regulations and also the FCC wireless regulations.KNOWLEDGE MARKETINGSuzanne DunhamRegional Director of Sales1. What are your clients saying is their top priority this year and for 2014? It’s Integrated data—the ability to look at their disparate data across all their different audiences. If you think about how Suzanne attends the MediaNext conference, she also receives FOLIO: magazine, she also subscribes to the e-newsletter. The problem is all of that data exists in silos today and they are trying to figure out the best way to put them together. Looking at the demographics from a behavioral and textural standpoint and then enabling everybody across their organization—from marketing to sales to editors—to really leverage unified data and create a more stable and better partnership with their advertisers.2. Tell us why you’re bullish on magazine media. Because, believe it or not, we look at it as one of the most innovative industries out there. If you think about how traditional magazine publishers went through a stage of digitizing their brands, they have gone from transforming their sales mythology, their partnerships and their technologies, going from being circulation centric to audience centric and that is a sweet spot for us because we can help publishers to look at their data differently and having a unified data base, which is different than its always been. So it’s a great spot to be in.3. What trend or development was most significant in 2013?I think it’s similar to these other two areas, the transformation in marketing methodologies [and] sales methodologies. I think in 2013 everyone is going from talking about how to leverage their audience differently to actually doing something about it. So we are seeing that as a trend, taking action to integrate data and leveraging their gold mine of an audience in a different way—a full 360 degree profile of their audience members.FRY COMMUNICATIONSCheri StrykerSales Team Leader1. What are your clients saying is their top priority this year and for 2014? I would say cost savings and further revenue.2. Tell us why you’re bullish on magazine media. I don’t think print is going to go away just like radio didn’t go away. I think that Fry Communications has a lot of sexy print to offer and we are continually investing in our company to make brands more attractive.3. What trend or development was most significant in 2013?We have something new. We have the Komori cover press. It’s one of a kind in the United States. I think it’s a big door opener for our company. It does special effects with your printing all in one pass. It does dye cutting, embossing, spot UV, foil and it really has helped our publishers stand out in the newsstand area and also in advertising.OMEDADon RossClient Service Manager1. What are your clients saying is their top priority this year and for 2014? From my viewpoint it is how to manage all the various data that they are getting from all their various silos and products, whether it is magazines, newsletters, webinars, website activity and behaviors. How do I manage that?2. Tell us why you’re bullish on magazine media.Content is still king. And magazines are just one delivery method, but it’s still a reliable one.3. What trend or development was most significant in 2013?You are probably asking the wrong person, I really don’t have a good answer for that right now.PUBLISHERS PRESSDavid MarxRegional Sales Manager1. What are your clients saying is their top priority this year and for 2014?Not specifically just to do better. They want to attract more ads, more efficiencies and look for additional revenue streams.2. Tell us why you’re bullish on magazine media. We are very bullish on the industry. It is still the preeminent media to deliver content.3. What trend or development was most significant in 2013?Looking for additional revenue streams using their content.LESTERLisa PistilliDirector, New Business Development1. What are your clients saying is their top priority this year and for 2014? It’s building circulation and audience development and engagement within their own budgets, while complying with current audit regulations and government regulations.2. Tell us why you’re bullish on magazine media. The subscribers still want to read content that is relevant and what I am seeing here is to getting editors and publishers to provide relevant and up to date content for their readers.3. What trend or development was most significant in 2013?The DPA changes and rules and the TCPA legislation were the most significant development—TCPA being far more important.NXTBOOK MEDIAMarcus GrimmMarketing Director 1. What are your clients saying is their top priority this year and for 2014? Cross platform publishing. The want to take their content to as many platforms as possible so that they can deliver audience to their advertisers and maximize the value to their advertisers.2. Tell us why you’re bullish on magazine media. We are bullish. Magazine publishers in particular—the niche magazine publishers—provide tremendous focused value for their advertisers. And while the Internet is a great way to do brand spending, the reality is that those advertisers who serve a niche business (and there are a lot of them) do best if they can find a magazine that serves their core audiences.3. What trend or development was most significant in 2013?I think that most publishers made the transition to mobile and tablet devices. Cross platform publishing has definitely hit the main stream. Those publishers who said a year or two ago that we are going to wait and see how it plays out are no longer waiting.STATLISTICSJohn PapaliaPresident, List Management1. What are your clients saying is their top priority this year and for 2014?Mainly, to be more successful, make more money and move more into the social media world.2.Tell us why you’re bullish on magazine media. Although it has to evolve, the magazine business will always be there. Human beings like magazines. They like the whole aspect of printed or digital content.3. What trend or development was most significant in 2013?I would say the whole increase or use of portable devices. Everyone is using iPhones and iPads these days. The exhibitor floor at FOLIO:’s annual MediaNext event is likely the one place to experience the full breadth of services for the magazine media industry. It’s also a unique opportunity to take the pulse of the market from the perspective of those who are on the front lines driving the changes in technology and adapting to what publisher clients—and their audiences—are demanding from the marketplace. Here, we present part one of a collection of commentary from some of the top media service providers straight from the show floor of MediaNext 2013.last_img read more

Prospects for DOD to Avoid a Continuing Resolution Begin to Dim

first_img Dan Cohen AUTHOR It still is possible for Congress to pass both fiscal 2017 spending bills that allocate funding for DOD programs before the end of the fiscal year, but with the window fast closing for lawmakers to complete their work, the Pentagon may be forced to operate under a continuing resolution (CR) starting Oct. 1.The military construction-veterans affairs title is the only spending measure that has cleared both chambers and advanced to a conference committee. But after the House approved the compromise version on a party-line vote, the Senate last week blocked the conference agreement from advancing over Democratic opposition to the portion of the legislation providing emergency funding to address the Zika virus.So far, Senate Democrats have indicated they are not prepared to accept the spending package due to its inadequate level of funding to combat Zika, the spending cuts Republicans used to offset the Zika money and policy provisions they deemed “poison pills.”The Senate possibly could consider and approve the defense spending bill before Congress adjourns July 15 for a seven-week recess. If so, there could be time for the two chambers to reconcile their differences before Oct. 1; the House passed its defense spending bill June 16.Still, to avert a government shutdown, Congress may need to resort to a CR for one or both defense bills, and most of the other spending titles as well. At this point, GOP leaders have not addressed how long a stopgap would last. Some Republicans — and many Democrats — hope to pass a short-term stopgap giving lawmakers until December to craft a year-end omnibus that could be passed during a lame-duck session, reported CQ Roll Call.Other Republicans, though, want a CR to last until next spring to allow the new president an opportunity to weigh in on FY 2017 spending. Another possibility is passing a full-year CR and avoiding any more spending decisions for FY 2017.last_img read more

Mamata reveals statistics showing rise in states financial performance

first_imgKolkata: Bengal’s financial performance has reached new heights because of a sharp rise in plan expenditure, capital expenditure, tax revenue collection, spending in social sector and several other parameters.This has happened at a time when the state government has to repay Rs 56,000 crore as loan to the Centre – a burden that the erstwhile Left Front government had left upon the Mamata Banerjee government. As per figures revealed by Chief Minister Mamata Banerjee after chairing an administrative review meeting at Nabanna Sabhaghar, the state plan expenditure has increased 6 times and the capital expenditure has gone up 11 times since 2010-11. Also Read – Rs 13,000 crore investment to provide 2 lakh jobs: Mamata”Our plan expenditure that was Rs 11,837 crore in 2010-11 has gone up to Rs 71,113 crore in 2018-19, while the capital expenditure has shot up to Rs 23,787 crore from Rs 2,225 crore. The social sector expenditure has increased four times from Rs 6,845 crore to Rs 31,060 crore, while that in agriculture and allied sectors has risen from Rs 3,029 crore to Rs 28,302 crore,” she said. The physical infrastructure sector expenditure has also increased five times since 2010-11 from Rs 1,758 crore to Rs 9,553 crore in 2018-19. Also Read – Lightning kills 8, injures 16 in state”In comparison to the 2017-18 financial year, the state plan expenditure has increased by 23 percent, the capital expenditure by 25 percent and physical infrastructure sector expenditure by 48 percent. Tax revenue has risen from Rs 60,818 crore in 2017-18 to Rs 65,341 crore in 2018-19, while GST collection has also gone up 23 percent in 2018-19 in comparison to the 2017-18 fiscal,” she added. Banerjee also announced the constitution of a Monitoring Cell on Programme Implementation in the CMRO to fasttrack redressal of complaints or grievances regarding government schemes. According to the Chief Minister, the state government is facing non-cooperation in proper implementation of its beneficial schemes like Khadya Sathi and Kanyashree from a section of officers, particularly those who have been working in the government level from the days of the erstwhile Left Front government. “When we assumed office (in 2011) we had not removed any government officer. Some of these officers are still showing non-cooperation in implementing government schemes. So, we are forming this monitoring and grievance cell so that I can personally monitor such cases,” she added. Colonel Diptanshu Chaudhary will be heading the cell, which will examine the authenticity of the complaint and will address the problem in seven days. If it cannot be solved in seven days, the CMRO will intervene directly and address the same. Banerjee announced a toll free number 18003458244, an SMS number 9073300524 and an email id: [email protected], which people can use to register their complaints. She made it clear that she will not tolerate any money laundering through these beneficial schemes and will act tough. “We are strengthening our economic offence wing by including civil officials in the team for crackdown on such offences in a more efficient manner,” Banerjee said.last_img read more