Category: rnpsfyox

Car-B-Que: How to Cook With Your Car

first_imgDear Mountain Mama,The busy summer season already seems to be in full-swing for me. Every weekend I drive to a festival, race, or the beach. Having so many fun things to do on the weekends helps make my 9-5 office gig pass painlessly. The only hitch — I’m struggling with how to eat healthy along the way. Gas station food and fast food joints provide such a tempting quick fix to my hunger, but I often end up eating salty, sugary, and fattening foods.Help!On-the-Go Dear On-the-Go,Why not combine cooking with driving? Next time, try a Car-B-Que. Grill while you drive and enjoy a healthy meal ready to eat when you arrive at your destination.Pop your hood and check out your engine space to find ideal grilling spots. Each vehicle is different, so you want to look for places that get hot. Be careful to watch out for places where food slippage could cause damage.Next slice, season, and wrap your favorite grilled foods. Be sure to slice into thin strips so meat cooks thoroughly. Wrap in foil and secure with zip-ties to prevent food from dislodging when the engine rattles. The muffler can be another great grilling spot.On-the-Go, select lean meats and plenty of veggies to keep your diet healthy while on the road. Car-B-Ques take a little planning on the front end, but a survey of your engine and a quick trip to the grocery store means fast food stops are a thing of the past.Bon Appetit!Mountain MamaGOT A QUESTION FOR MOUNTAIN MAMA? SEND IT HERElast_img read more

Is the Gun Lobby’s Power Overstated?

first_imgThis story was co-published with The New York Times’ Room for Debate. Read the full discussion here.No sooner had the toll from the latest mass shooting been tallied than came the world-weary predictions that the carnage would have zero political effect. “Why the Gun Debate Won’t Change After the Oregon Shooting,” read the headline at The Fix, The Washington Post’s political blog.Without doubt, the gun rights lobby is a formidable force. It is backed by a truly grass-roots network of committed and well-organized supporters who are willing to make calls to legislators and turn out in even low-turnout elections to back pro-gun candidates. This “intensity gap” bedevils gun-control groups, which, however well some of their proposals poll, have trouble getting voters to agitate and to prioritize the gun issue the way that gun-rights defenders do.But the invincibility of the gun lobby is being overstated. For one thing, gun ownership is becoming more concentrated in a smaller share of the population, one that is increasingly clustered in certain regions, thus limiting the lobby’s political reach.For another thing, the big recent defeat for the gun-control movement, the 2013 failure to pass universal background checks for gun purchases, was a close call. Six senators with A-ratings from the NRA voted for the bill; it fell just five short of the filibuster-proof 60. Had it passed the Senate, there would have been great pressure from the Sandy Hook families to bring it up for a vote in the House, and it would have needed only about 20 Republicans to pass.No, the odds of the bill being revived anytime soon are not good, with the Senate now in Republican control. But things are shifting beneath the surface. The two Democrats who voted against the bill and were up for re-election last year both lost, after getting zero backing from the NRA in exchange for their vote; this will make centrist Democrats less likely to vote with the NRA in the future. Meanwhile, two Democratic governors who signed tough gun laws, in Colorado and Connecticut, both won re-election in an otherwise brutal year for their party. A year earlier, Terry McAuliffe was elected governor of Virginia, the NRA’s home state, while running on an outspokenly anti-NRA platform.As more elected officials take on the NRA and live to tell the tale, the calculus for even self-interested politicians will evolve, especially if gun control supporters start to really challenge those who vote against them. There are three “no” votes on background checks with tough re-election races in swing states next year: Kelly Ayotte in New Hampshire, Ron Johnson in Wisconsin and Rob Portman in Ohio. Simply deciding that the gun control issue is a political loser is self-fulfilling, just the sort of fatalism that the NRA counts on to preserve the status quo.ProPublica is a Pulitzer Prize-winning investigative newsroom. Sign up for their newsletter. Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York last_img read more

3 reasons to consider refinancing your mortgage

first_img 196SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Derek San Filippo Derek is a freelance writer who spends his off time either working with his rescue animals or writing children’s books. He lives in San Diego with his beautiful wife … Web: Details Perhaps you have a home you’re considering refinancing. Great! First, what is refinancing? Refinancing, as it applies to a mortgage, is the paying off a current loan to replace it with a new one. But when is the best time to do so?  Here’s a list of three reasons you may want to consider refinancing.Better Interest RateThe most beneficial reason to refinance your home is to get a lower interest rate. This helps you in two ways. First, if you’re paying a lower interest rate on the same size loan, your payments will be lower, leaving more money in your pocket each month. Second, over time, you’ll spend a lot less money on interest, too. In other words, there’s a short and a long-term benefit. As a rule of thumb, look for a rate drop of at least 2% to make it worth the hassle and fees associated with a refinance.Shorter Loan TermWhy would you ever want your mortgage payments to go up? Well, what if an increased loan payment meant you could pay off your home in half the time. If you can afford the higher payment of a 15-year loan versus a 30-year loan, you’ll save a lot of interest and, of course, you’ll own your home outright in half the time.Consolidating DebtIf your consumer debt is getting harder and harder to manage, and you have equity in your home, a refinance in which you pull some equity out of your home – i.e., end up with some of the loan proceeds in your pocket – may be your answer. When you balance the double-digit interest rates on your credit cards against the single-digit rate on your mortgage, it’s clear there’s money to be saved. The challenge, obviously, is resisting the temptation to run that consumer debt back up after the refinance.last_img read more

FinCEN’s latest enforcement action: What can we learn from it?

first_imgRegulatory violations result in costly fines and civil penalties. Financial Institutions, as well as Individual financial institution employees (including credit union employees) can be subject to these penalties. Last year, I wrote about the most common reasons banks and credit unions over the years have faced civil money penalties assessed by the Financial Crimes Enforcement Network (FinCEN) and other regulators. Today, we will go over FinCEN’s most recent enforcement action.In a Nutshell. On March 4, 2020, FinCEN assessed a $450,000 civil money penalty against Michael LaFontaine. LaFontaine is the former Chief Operational Risk Officer at U.S. Bank National Association (U.S. Bank). Before that, LaFontaine also serve as Deputy Risk Officer and Chief Compliance Officer for U.S. Bank. Among other things, LaFontaine failed to prevent violations of the Bank Secrecy Act (BSA) and regulations issued pursuant to that Act which occurred during his tenure, and to take sufficient steps to ensure that U.S. Bank’s compliance division was appropriately staffed to meet regulatory expectations.Does the Name “U.S. Bank” Ring a Bell? It should! If you were thinking this institution sounded familiar you were absolutely right. In 2018, FinCEN determined U.S. Bank willfully violated the BSA’s program and reporting requirements from 2011 to 2015. According to FinCEN, both prior to and during Mr. LaFontaine’s tenure, the bank capped the number of alerts its automated transaction monitoring system would generate for investigation, causing the bank to fail to investigate and report large numbers of suspicious transactions. It allowed noncustomers to conduct currency transfers at its branches through a large money transmitter and failed to include such transfers in its automated transaction monitoring system. It also employed inadequate procedures to identify and address high-risk customers that caused it to fail to effectively analyze and report the transactions of such customers. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

A fall without Friday night lights: Athletes react to postponement

first_img(WBNG) — Athletes across the Southern Tier are staying positive after finding out high-risk sports are postponed until next March. Ultimately, it is up to the sections to allow athletes to participate in two sports at once. “A leader in each stunt group has been getting their group together and we’d go down to the field and work on our skills,” said Haley. “All we want to do is be together and do what we love,” said Bambara. “It’s a little nerve wracking knowing we’re going to have to do our fast-paced competitive season first,” said Haley. “Me, Lucas (Scott) and some of the other guys were trying to get the kids together as much as we could just to get ready for a possible season,” said Austin. For multi-sport athletes, the overlap in seasons next spring is causing concerns. While a postponed fall season isn’t ideal, athletes are looking forward to the return. Each sport is impacted in a different way. Union-Endicott sophomore Ireland Bambara plays softball and cheers. “Personally I cannot choose between which sport, I love both,” she said. The two seniors spent the last few months rallying their teams together for workouts. Organized team practices are not allowed to begin until September 21. center_img If playing both at the same time is the option, Bambara said she will make it work. The overlap is also on Austin’s mind. “I love baseball too. Even though I love football a little more, I still want to play baseball,” he said. “We’re still going to keep working hard, hopefully get the coaches out there too,” said Austin. “Definitely a relief. I hate being on the edge of can we play, can we not play,” said Chenango Forks football player Ray Austin. For cheerleaders, the winter season holds the highest level of competition. Without a fall season, they’ll have less time to prepare. “It was very exciting to know at least we were going to be able to do it,” said Union-Endicott cheerleader Elizabeth Haley. “I just want to be on the field again and play with my friends,” said Austin. Schools across Section IV are still mapping out their plan for sports this fall, but Austin and Haley are hopeful they’ll be able to practice under their coaches soon. “Cheer is very consuming, along with softball,” said Bambara. “I think I could do it. I don’t want to have to do it but if it came down to it I feel like I should.”last_img read more

Governor Wolf Announces 57 New Jobs with Relocation of MNG Direct in Bucks County

first_img Jobs That Pay,  Press Release Harrisburg, PA – Governor Tom Wolf announced today that MNG Direct, a multichannel marketing solutions company, will consolidate its operations from three locations to its Bensalem, Bucks County headquarters. The move will create 57 new, high-wage jobs.“The bio-pharma industry in the southeast region of Pennsylvania is particularly strong, so it is a natural fit for MNG Direct, which works closely with clients in this field,” said Governor Wolf. “With the benefits of this prime location, MNG Direct is focusing its efforts on an aggressive growth plan, while offering strong salary levels to employees. We are pleased with the company’s significant contribution to the economic well-being of the commonwealth and anticipate its continued growth and success into the future.”MNG Direct will consolidate three locations from southeast Pennsylvania and New Jersey at, or near, its building at 3220 Tillman Drive, Bensalem Township. The company plans to invest $575,000 in the project, which will include the leasehold, improvements, and new equipment. MNG Direct has also committed to the creation of 57 new, full-time jobs, and to the retention of 68 current employees, over the next three years.“The integration of our operations into this new headquarters facility provides MNG Direct with a strong foundation for future growth,” said MNG Direct CEO Steve Wray. “Our proximity to a diverse group of life sciences companies, as well as a strong base of talent in technology and communications, will allow us to effectively scale our business to achieve our vision as a leading marketing services provider in the region.”MNG Direct received a funding proposal from the Department of Community and Economic Development that includes a $50,000 Pennsylvania First Program grant and $114,000 in Job Creation Tax Credits to be distributed upon creation of the new jobs.The project was coordinated by the Governor’s Action Team, an experienced group of economic development professionals who report directly to the governor and work with businesses that are considering locating or expanding in Pennsylvania.Formerly doing business as Metanexgen, LLC, MNG Direct was founded in 2000. Based in Bensalem, Pennsylvania, MNG Direct provides direct mail, email, and other marketing solutions to clients primarily in the pharmaceutical and healthcare industries.For more information on MNG Direct, visit more information about the Governor’s Action Team or DCED visit Governor Tom Wolf on Facebook: October 06, 2016 Governor Wolf Announces 57 New Jobs with Relocation of MNG Direct in Bucks Countycenter_img SHARE Email Facebook Twitterlast_img read more

Hunter Maritime Launches Tender Offer to Complete Merger with NCF

first_imgMarshall Islands-based special purpose acquisition company Hunter Maritime Acquisition Corp. has commenced a tender offer to complete a merger with Chinese fintech company NCF Wealth Holdings Limited.As explained, the tender offer is being made pursuant to the company’s organizational documents, which require that in connection with the merger, Hunter provides its shareholders with the opportunity to redeem their Class A common shares for a pro rata portion of its trust account.The company will purchase up to 2,173,750 of its Class A common shares, par value USD 0.0001 per share, at a purchase price of USD 10.215 per Class A common share. The shares are currently listed on the Nasdaq Capital Market under the symbol “HUNT.”The tender offer will expire at 5:00 p.m. New York City time on March 15, 2019, unless extended or earlier terminated by Hunter Maritime.Hunter Maritime said that its obligation to purchase Class A common shares is subject to the satisfaction of certain conditions. Class A common shares tendered but not purchased by the company in the tender offer will be returned promptly following the expiration of the offer.According to Hunter Maritime, CMB NV — the company’s sponsor — and members of the company’s management team have agreed with Hunter to waive their redemption rights in connection with the tender offer and the merger with respect to any Class A common shares they acquired in or after the IPO.Under the deal signed on October 5, a wholly-owned subsidiary was established with the aim to acquire NCF by way of merger in an all-stock transaction. The merger is expected to be completed by the end of April 2019.last_img read more

Rain potential near 3 inches possible over the weekend

first_imgStatewide—According to the National Weather Service, several rounds of rain are expected Friday through Saturday. Heavy rain up to 2 to 3 inches will be possible, especially on Saturday, which could cause areal and river flooding. There is currently an areal flooding watch out for central and western Indiana.  There are no watches or warnings in the southeastern Indiana region as of yet. Wind gusts of 30 to 40 mph will also be possible during the day on Saturday.  A line of showers and isolated thunderstorms is expected Saturday evening.  This line is expected to bring the potential for some stronger wind gusts.  Damaging wind will be possible with this line.  After the passage of the line, there will also be the potential for additional wind gusts in excess of 40 mph Saturday night.To get ready, the Indiana Department of Homeland Security is asking Hoosiers to help prevent ponding and flooding by clearing storm drains before the rain hits Thursday night. “Now is the time to clear them of any debris before the heavy rainfall moves in this weekend! Debris on or near these drains can be a major contributor to flooding,” said IDHS in a Facebook post.last_img read more

Purdue looks to extend streak vs Indiana

first_imgPurdue looks to extend streak vs Indiana February 26, 2020 Share This StoryFacebookTwitteremailPrintLinkedinRedditIndiana (18-9, 8-8) vs. Purdue (14-14, 7-10)Mackey Arena, West Lafayette, Indiana; Thursday, 7 p.m. ESTBOTTOM LINE: Purdue looks for its seventh straight win in the head-to-head series over Indiana. In its last six wins against the Hoosiers, Purdue has won by an average of 9 points. Indiana’s last win in the series came on Feb. 20, 2016, a 77-73 victory. LEADING THE CHARGE: Purdue’s Trevion Williams has averaged 11.4 points and 7.7 rebounds while Eric Hunter Jr. has put up 10 points. For the Hoosiers, Trayce Jackson-Davis has averaged 14.1 points and 8.1 rebounds while Justin Smith has put up 10.7 points and 5.4 rebounds.TERRIFIC TRAYCE: In 27 appearances this season, Indiana’s Jackson-Davis has shot 58.3 percent.ACCOUNTING FOR ASSISTS: The Boilermakers have recently used assists to create baskets more often than the Hoosiers. Purdue has 30 assists on 69 field goals (43.5 percent) across its past three outings while Indiana has assists on 29 of 75 field goals (38.7 percent) during its past three games.DID YOU KNOW: Indiana has attempted 23.5 free throws per game this season, the 15th-highest rate in the country. Purdue has gotten to the line far less frequently and is averaging only 15 foul shots per game (ranked 263rd, nationally).___For more AP college basketball coverage: and Associated Press ___This was generated by Automated Insights,, using data from STATS LLC, https://www.stats.comlast_img read more

Students react to Boeheim’s plans to retire in 3 years, change in athletic director

first_img Published on March 18, 2015 at 1:44 pm Contact Sam: | @Sam4TR In a campus-wide email sent Wednesday, Syracuse University Chancellor Kent Syverud stunned the SU community by announcing Jim Boeheim will retire in three years and Daryl Gross has stepped down as Director of Athletics.“Oh my gosh. I’m not even a sports fan and that’s a lot,” said Chantel Carter, a junior public relations major. “Someone who doesn’t even follow Syracuse sports avidly knows the impact Jim Boeheim has on this campus. When I think Syracuse I think Jim Boeheim.”Many students were disappointed that Syracuse’s four-decade long relationship with Boeheim had to end in this fashion. Some saw Boeheim’s announcement as a foregone conclusion, and students were divided on whether the announcement was a good or bad move.“I don’t think it’s smart for Jim Boeheim to say that he’s retiring in three years,” said Emrah Salkic, a sophomore health and exercise science major. “He doesn’t know what will happen in three years. What if they win the National Championship? Is he still going to want to retire?”Though the news about Boeheim shocked many SU students, Gross’ resignation had less of an effect and was a little more expected in the wake of the NCAA report that was released March 6. The report detailed instances of academic violations that occurred while Gross was director.AdvertisementThis is placeholder text“Gross, in a way I was thinking that he would resign or be fired amid the allegations,” said Jonathan Olens, a senior broadcast and digital journalism major. “It’s just unfortunate that all of this happened, but it’s right that (Gross) is out, just to start fresh, especially all that happened under his watch.”With the announcements coming 12 days after the NCAA released its 94-page report detailing the findings of its investigation into the university, some students said they feel Gross is scampering now that the situation has worsened.“It was a bad decision by the athletic director,” Salkic said. “This is a tough situation and it would be better if he stuck through and tried to fix it instead of running away from the problem.”One student said that Gross is acknowledging that he can no longer fulfill his duties as director of athletics and is making a conscious switch to help the program move beyond the NCAA violations.“He’s made a personal choice to put someone else in the head of his position to actually do some good,” said Trevor Kahl, sophomore information management and technology major.Gross will remain at Syracuse University as a ­vice president and special assistant to the chancellor and adjunct professor in the David B. Falk College of Sport and Human Dynamics.“(Gross) is just re-assigned,” said Alexis Howard-Orr, a junior sport management major. “In Sports Law class we talked about this, he’s just re-assigned. He’s not fired. He’s not going anywhere. Definitely Daryl Gross has been a big major part of getting us into the ACC and making sure Syracuse is a nationally recognized brand. We are marketed as New York’s College Team and he did that.”One student didn’t see the resignation as a choice, but as a must to help Syracuse move past its tarnished reputation.“I’m not surprised Dr. Gross is stepping down because he is ultimately the figurehead of our athletic department and the misdoings lie on him,” Potolski said. “Ultimately, he didn’t do his job.”In his last year at Syracuse, Olens said that Gross did good things, but the bad outweighed any positives and that Syracuse needed a new face for a fresh start.“It’s just unfortunate that all of this happened,” he said. Comments Facebook Twitter Google+last_img read more